WHAT A COLLEGE FINANACIAL PLANNER DOES FOR YOUR FAMILY
COLLEGIAN INTERNATIONAL is dedicated to helping your family more effectively and efficiently prepare and pay for college costs!
- Whether your income is $50,000 or $500,000? It starts with a correct diagnosis of your situation.
- Therefore, just as a doctor asks a patient questions in order to formulate a diagnosis and prescribe a remedy, your responses to the online questionnaire will help us to diagnose your situation.
- Your responses to the questionnaire are used by our COLLEGIAN INTERNATIONAL Planning Wizard System to create your customized plan for preparing and paying for college.
Your family’s customized plan will contain the following:
If you are a candidate for financial aid:
- 1. An estimate of your EFC: The amount the college in question will expect you to contribute annually toward the cost of attendance
- 2. Strategies to increase your financial aid eligibility: These strategies, selected from our knowledge base of financial aid enhancing strategies based on your particular situation, can help you increase financial aid eligibility and reduce your out-of-pocket college costs
- 3. Projected Financial Aid: COLLEGIAN INTERNATIONAL will project an estimate of the amount and type of financial aid you may receive at a college of your choosing, with and without implementing the financial aid enhancing strategies available to you.
- 4. Investment and Funding Strategies: COLLEGIAN INTERNATIONAL will suggest investment and funding strategies for paying your part of education expenses. Suitability of the options with respect to their effect on eligibility for financial aid will be included. Selecting the wrong options can dramatically impact financial aid eligibility. For covering shortfalls in funds loan strategies are included and ranked based on your particular circumstances.
- 5. Roadmap: Practical strategies for effectively navigating the financial aid “maze” and leveraging legitimately the “system” to your family’s benefit.
If you are not a candidate for financial aid:
- 1. Income and Asset Planning Strategies: These strategies, contained in our knowledge base and specific to college planning, can be employed to help reduce college costs. Many of these strategies can be employed to increase cash flow which can help pay education expenses (or be reallocated). Based on your responses to the online questionnaire, the expert system will include in your plan the applicable income and asset planning strategies that can help you reduce your college bill.
- 2. Savings and Funding Strategies, with these objectives:
- A. Savings options that are suited for dual purpose – college or retirement – allowing for maximum flexibility and control
- B. Strategic use of 529 college savings plans, including the tax savings from using your state’s 529 plan as part of your overall college savings and funding plan
- C. Identify potential surpluses of funds that could be reallocated (retirement savings, debt reduction, etc.)
- D. Efficient strategies for covering potential shortfall in resources available for college
- E. Opportunities for reallocating current college savings into more effective and efficient vehicles
- F. Tax savings opportunities for the family
- G. Strategies for maximizing education tax credits
Inappropriate investment and funding strategies can dramatically increase the real cost of a college education, needlessly diverting thousands of dollars away from retirement savings, security, etc.
“COLLEGIAN INTERNATIONAL HELPS FAMILIES FULFILL EDUCATIONAL ASPIRATIONS FOR THEIR CHILDREN”
COLLEGIAN INTERNATIONAL
Cherry Hill, NJ Paoli, PA
www.collegianinternational.com
info@collegianinternational.com
TEL : 856.673.4087
Tags: 529 Plans, admissions counseling, athletic scholarships, college, college funding, financial assistance, financial planning, grants, PELL GRANT, scholarships, university
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